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What is a Fractional CFO?

Introducing the rise of Fractional expertise
17 May 2024 by
What is a Fractional CFO?
Michael Judd

What is a Fractional CFO?

A Fractional CFO is a part-time Chief Financial Officer who provides financial leadership and strategic guidance to a company on a temporary or as-needed basis. Fractional CFOs are typically hired by small and medium-sized businesses that may not require a full-time CFO but still need high-level financial expertise to help with financial planning, budgeting, forecasting, and overall financial management. Typically, a CFO is a Accountant or Finance Business Partner who has had experience leading businesses through critical phases of their lifecycle.

What are the benefits of a Fractional CFO?

A fractional CFO can provide several benefits to a company, including:

  1. Cost-effectiveness: Hiring a fractional CFO is typically more affordable than hiring a full-time CFO, as you only pay for the services you need on a part-time basis.
  2. Expertise: Fractional CFOs are experienced financial professionals who can provide high-level strategic financial guidance and expertise to help your company make informed decisions.
  3. Flexibility: Fractional CFOs can work on a flexible schedule, allowing you to access their expertise when needed without the commitment of a full-time hire.
  4. Scalability: As your company grows, a fractional CFO can scale their services to meet your changing needs, providing financial leadership and support during periods of growth or transition.
  5. Objectivity: An external fractional CFO can offer an unbiased perspective on your company's financial situation and help identify areas for improvement or cost savings.

Overall, a fractional CFO can help your company improve financial performance, make better strategic decisions, and achieve long-term success.


Effective financial management for start-ups and scale-ups

Need support with financial strategy, business finance, growth finance, and financial management but at a reduced cost? A fractional CFO could be the answer.

Fractional CFOs have the same experience and knowledge as full-time CFOs, but usually work for several clients – rather than being employed by one usually on a consultancy or subscription basis. This way of working means far less expenditure; as the typical cost of a full time CFO in the UK is between £160k - £300k+ p.a.

Fractional CFOs can fulfil a huge range of business needs, ensuring your business is reaching its objectives and beyond. At Fractional Finance, we can help you with:

  • Keeping you core finances in good shape – bookkeeping, cash flow management, new systems and software, and data collection and analysis
  • Ensuring you have a solid business strategy based on actionable data and insight
  • Keep your business open to opportunities and operating more efficiently through forecasting
  • Provide financial & strategic counsel to your C-Suite and board to keep you progressing
  • Minimise any potential risks your business could face
  • Prepare you, your team, and your business for investments or exit

Working with you for fewer hours a month compared to an in-house CFO doesn’t mean delivering a lesser service. We’re here to make an impact. 

Want to find out more about how one of our fractional CFOs could help your business thrive? Contact us today.


What is a Fractional CFO?
Michael Judd 17 May 2024
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